Shivam Rathaur

Let’s start from the beginning.

I am a commerce graduate with a passion for writing and sharing insightful, well-researched information to help others navigate the world of personal finance. My journey began in a lower-middle-class family in Uttar Pradesh, India, where I developed a strong foundation in mathematics and an early interest in finance.

I pursued my degree in commerce at Shri J.N.P.G. College, Lucknow, and despite my initial struggles with English, I worked hard to master the language. Along the way, I discovered a keen interest in technology and taught myself web development, combining these skills with my love for writing.

Today, I am a digital creator, using my platform to offer practical real-life lessons and resources to help people make informed decisions and improve their financial well-being. My goal is to provide value through content that is both accessible and actionable, empowering readers to take control of their finances.

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